What Is The Financing ModernMetalDetectors.com Offers?
If you're considering getting a metal detector, but don't have the cash or credit available to pay for one right now, you may be thinking about other financing options. We offer one of the best financing programs in the industry.
We have partnered with the best financing companies to give you the best chance of qualifying for credit. You will be required to apply for financing. You will fill out a credit line application. You are subject to credit approval.
ModernMetalDetectors.com has no control over the financing decision. This is solely the lender's decision based on your creditworthiness.
You'll usually get a decision within seconds and be able to purchase that brand new metal detector of your dreams right from our website shipped directly to your door as fast as 3-10 business days. You have three options for financing: Klarna, Shop Pay and Payal.
Option 1: Klarna
What types of financing options does Klarna offer?
We also offer Klarna Financing, which allows you to pay back your order total over a couple of months.
Available are 6, 12, 18, 24, and 36-month terms, which will depend upon your order total.
This option is not interest free and interest rates are determined at the time of checkout after review of your information and a soft pull of your credit history.
Interest rates can vary from 0-24.99%. Typically Klarna Financing is available for orders within the ranges of $149-$10,000.
To learn more about Klarna Financing you can visit here: https://www.klarna.com/
How to use Klarna for your order?
- On product page select Add to Cart.
- On cart page select Secure Checkout.
- Fill out form with your personal information.
- Select Continue to shipping method.
- Select your preferred Shipping method.
- Select Continue to payment method.
- Select Buy now, pay later with Klarna.
- Select Complete Order.
- Select preferred monthly payment options that are available. (Please note that monthly payment options are dependent on your cart balance and what Klarna decides to offer, we cannot change the financing options)
- Click Place Order.
- Fill out form.
- Click Continue.
- Know instantly if you are approved for financing with Klarna.
- Receive a confirmation email outlining your purchase, due date(s), and other useful information once your product ships out.
- Contact Klarna customer service at any time with questions about your purchase, or contact firstname.lastname@example.org or 1 (800) 871-0285 if you have any questions. We are happy to help! :)
Option 2: Shop Pay
What installment options does Shop Pay offer?
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.
You have the option to pay for orders between $50 and $17,500 USD, including discounts, shipping and taxes, in 4 installments. To use Shop Pay Installments, your shipping address needs to be in the United States.
Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.
How It Works:
- Add items to your cart.
- Check out with Shop Pay.
- Choose to pay in 4 installments.
Your first payment is either due at checkout or 2 weeks after your purchase. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.
Buy now, pay later with Shop Pay
When you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% interest installment payments - with no additional, hidden, or late fees.*
FAQs about Shop Pay Installments
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
What if I make a return on a purchase made through Installments with Shop Pay?
If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:
- A smaller payment balance on the final payment
- Less future payments on the remaining loan balance
If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original debit card or credit card payment method within 3 to 10 business days.
Which payment methods are accepted if I use the option to pay Installments on Shop Pay?
The installments option on Shop Pay is available on debit and credit cards.
Have more questions?
Option 3: Paypal
What types of financing options does Paypal offer?
The world-renowned recognized and respected leader in financing, PayPal, has offered customers of Modern Metal Detectors an exclusive deal to get financing for any metal detector over $99. NO INTEREST IF PAID IN THE FULL WITHIN 6 MONTHS!
PayPal Credit is a reusable credit line available on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay and exclusively at thousands of other online stores. Plus, it comes with the same security and flexibility you trust from PayPal.
If applying for Paypal Credit you will need to have a Paypal account or create one. If you don't know how to create one check out this wikihow article: How To Set Up A Paypal Account
PayPal Credit is subject to credit approval as determined by the lender, Comenity Capital Bank, and is available to US customers who are of legal age in their state of residence. Promotional offers may not be available for purchases made on a mobile device.
The financing lasts for 6 months and is only valid on approved credit.
How Do I Apply for Paypal Financing?
(Please read the entirety of the instructions before you email or call. The next step may answer the question you have about the steps before it.)
- Choose the product you want to purchase.
- Click the ADD TO CART button on the product page:
- Click the CHECKOUT button:
- Fill in your information:
- Click the CONTINUE TO SHIPPING METHOD button:
- Choose your shipping method.
- Click the CONTINUE TO PAYMENT METHOD button:
- Choose PAYPAL option:
- Click the COMPLETE ORDER button:
- A pop will be displayed on the screen that will redirect you to PayPal, if you have a pop-up blocker make sure to disable it. You will need to sign into Paypal if you haven't. If you don't have a PayPal account you will need to create one.
If you don't know how to create one check out this wikihow article. How To Set Up A Paypal Account.
- Click APPLY NOW button: (hover your mouse over Apply Now)
- You will be prompted to fill in your information:
- Billing & shipping address
- Your date of birth
- Last 4 digits of your social security
- Phone number
- Click NEXT
- Read PayPal's Credit Terms & Conditions:
- Click AGREE AND APPLY:
- You will receive an instant approval:
- You will receive an instant denial. Modern Metal Detectors has no control over the financing decision. This is solely the lender's decision based on your creditworthiness.
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Great purchase and delivery was extremely prompt and service was great.
Good communication, fast shipping
Shipping was fast . The Nokta legend is solid like everyone says. I also like the user interface. It didnt take long to learn the menus and the settings and i really like the nokta pinpointer.Im very happy with my purchase! I bought the screen protecters for the control box so no worrying about scratches
This Scoop works great and has a perfect length to not wear out your back. Very sturdy and can even adjust the angle of the scoop. Modern metal detectors has been my go to source for all my detection needs! Thank you MMD
Great price and product.
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Great customer service. Thanks.
I purchased Ace 400 to locate the survey pins in my yard because a neighbor was attempting to encroach over the line. Mission accomplished. The Ace 400 easily located the pins and it was my first time ever using a metal detector. Last week after watching several videos I ordered a Garrett Pro Pointer as I saw in the videos that it makes the final pinpointing much easier. It should arrive in the next day or two and look forward to trying it out.
Modern Metal Detectors answered my email questions very quickly regarding the Pro Pointers which aided my purchase. I would say Modern Metal Detectors is my go to source. I could see myself upgrading to a Minelab product in the future.
I used the 15% military discount and the process was fast and painless. I didn’t expect the abundance of communication email but I’m very pleased in receiving it. Shipping was secure and exceptionally fast after placing the order. Excellent in
I'm ok with it so far, I'm still trying to figure it all out , but I'm happy with it so far.
Website is well built,,easy to use and the prices are great.I plan to shop here alot
I received my Minelab-X-Terra Pro about five days after I ordered it and all came in well. I also received MineLab Pinpointer 35 after about four days. Everything works great. I really appreciated the great service from your staff and I look forward to doing business with you folks in the future. For a small store you have certainly hit the nail on the head. Great products and great service. Keep up the good work.
This was my second purchase. Everything went smoothly again!! Daniel is very responsive to questions and willing to help and answer questions. Shipping was fast!! Plus the military discount!! Order here. You won’t be disappointed!!
First off, Modern Metal Detectors is the place to purchase your next detector!! This is my second purchase and all went great. The Manticore is a beast of a machine. Can’t wait to dial it in!!